Why Profitable Businesses Run Out of Cash
Most cash problems aren’t profit problems. They’re timing problems. I hear the same story from owner-operators every month. Sales are up. The accountant says the business made money last year.
Payroll Friday. Vendors Wednesday. HST Month-End.
Why profitable businesses run short of cash, and how to stay ahead of it. Every business owner knows that week. Payroll goes out Friday. Two vendor invoices are due Wednesday.
The 13-Week Cash Forecast: A Step-by-Step Guide for Owners
Why profitable businesses run out of cash Profitable businesses run out of cash every year. Not because they lack sales, but because they didn’t see the gap coming. Most owners
Inventory Is Cash Sitting on a Shelf
What overstock really costs, and how to free the cash up Your shelves might be holding more of your cash than your bank account. Most owner-operators watch their bank balance
Accounts Payable, Done Right
Paying suppliers on time without draining your cash. Most businesses don’t run out of money. They run out of timing. I have sat across the table from owners whose companies
Your Bank Is Watching These 3 Numbers. Are You?
What lenders watch, and how to avoid a nasty surprise. Most business owners think about their bank twice a year: when they need money, and when the annual review comes
Flying Blind: How Messy Books Cost More Than the Cleanup
What messy books really cost owner-operators, and how to start seeing clearly. Most business owners don’t have a numbers problem. They have a visibility problem. I meet owner-operators every month
Bookkeeper, Fractional CFO, or Full-Time CFO? How to Know Which Seat to Fill Next
Three finance roles, three different questions, and how to tell which one your business needs right now. Most owner-operators don’t have a finance problem. They have a “wrong person in
The 20-Minute Habit That Prevents Cash Surprises
The 20-Minute Weekly Habit That Prevents Most Cash Surprises Most business owners don’t discover cash problems when they happen. They discover them months later, usually at year-end, when the books
5 Cash-Flow Blind Spots That Quietly Drain Your Bank Account
Why “Making Money” and “Having Money” Are Two Very Different Things Most business owners don’t go broke because they’re unprofitable. They go broke because they run out of cash —